:root{--ink:#14213d;--muted:#5b6475;--bg:#f7f8fb;--card:#fff;--acc:#0f766e;--acc2:#e6f4f2;--line:#e3e7ee}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
header .wrap{display:flex;justify-content:space-between;align-items:center;height:64px}
.logo{font-weight:800;font-size:1.25rem}.logo span{color:var(--acc)}
nav a{color:var(--muted);text-decoration:none;margin-left:20px;font-size:.95rem}
.btn{display:inline-block;background:var(--acc);color:#fff!important;padding:12px 22px;border-radius:10px;text-decoration:none;font-weight:600;border:0;cursor:pointer;font-size:1rem}
.hero{padding:72px 0 56px;background:linear-gradient(180deg,#fff,var(--bg))}
.badge{display:inline-block;background:var(--acc2);color:var(--acc);padding:4px 12px;border-radius:99px;font-size:.85rem;font-weight:600}
h1{font-size:clamp(2rem,4.5vw,3.1rem);line-height:1.15;margin:16px 0}
.lead{font-size:1.15rem;color:var(--muted);max-width:640px}
section{padding:56px 0}h2{font-size:1.8rem;margin:0 0 8px}.sub{color:var(--muted);margin:0 0 28px}
.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px}
.card h3{margin:8px 0}.card p{color:var(--muted);margin:0}.ico{font-size:1.6rem}
.timeline{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.step{border-left:4px solid var(--acc);background:#fff;padding:16px 18px;border-radius:0 12px 12px 0}
.step b{display:block;color:var(--acc)}
.price{text-align:center}.price .amt{font-size:2.2rem;font-weight:800}.price ul{text-align:left;color:var(--muted);padding-left:20px}
.hl{border:2px solid var(--acc)}
form{display:grid;gap:12px;max-width:520px}
input,select{padding:12px;border:1px solid var(--line);border-radius:10px;font-size:1rem;width:100%}
.note{font-size:.85rem;color:var(--muted)}
.disc{background:#fff8e6;border:1px solid #f3d98b;border-radius:12px;padding:16px 20px;font-size:.95rem}
footer{border-top:1px solid var(--line);padding:28px 0;color:var(--muted);font-size:.9rem;background:#fff}
@media(max-width:640px){nav a:not(.btn){display:none}}
.narrow{max-width:760px}.art{padding:40px 0}.art h2{margin-top:36px}.art p,.art li{font-size:1.05rem}
.crumb{font-size:.9rem;color:var(--muted)}.crumb a,.art a{color:var(--acc)}
.toc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 20px;margin:20px 0}
.cta{background:var(--acc2);border:1px solid #b9e2dc;border-radius:14px;padding:22px;margin:36px 0}.cta h3{margin-top:0}
.src{border-top:1px solid var(--line);margin-top:30px}.card.link{text-decoration:none;color:inherit;display:block}.card.link:hover{border-color:var(--acc)}
table.t{border-collapse:collapse;width:100%;background:#fff}table.t td,table.t th{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}
.tabs{display:flex;gap:10px;margin:20px 0}.tabs button{padding:10px 18px;border-radius:10px;border:1px solid var(--line);background:#fff;cursor:pointer;font-size:1rem}.tabs button.on{background:var(--acc);color:#fff;border-color:var(--acc)}
.q{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin:10px 0}.q label{margin-right:16px;cursor:pointer}.q p{margin:0 0 8px;font-weight:600}
.res{display:none;margin-top:24px}.score{font-size:2.6rem;font-weight:800;color:var(--acc)}.res li{margin:6px 0}
@media print{header,footer,.tabs,form,.noprint{display:none!important}}